DRSSF grants educational study loans to deserving students who are financially disadvantaged and currently enrolled in tertiary educational institutions. These study loans are repayable through monthly instalments commencing from a month after the study loan cheque is awarded. It is the policy of the FUND that study loan cheques are only made out to the tertiary educational institution where the student is enrolled. Each application for a study loan is considered on its own merit and shortlisted applicants are required to attend an interview to present their case; the FUND reserves the right to approve/decline any application without assigning any reason for such a decision.